Financial situation before vocational training in Germany

For vocational training assistance (Berufsausbildungsbeihilfe, BAB), the amount depends on the recognized needs and the income counted toward them. Depending on the circumstances, the Federal Employment Agency considers the applicant’s own income, their parents’ or spouse’s income, assets, and housing costs.

Tip

Plan your budget only once you know which income and housing costs will be considered in the BAB calculation. An incomplete or late application may mean that possible payments for earlier months are lost.

Personal Income

For vocational training support (Berufsausbildungsbeihilfe, BAB), the Employment Agency counts a person’s own income when calculating support. This includes training pay in particular. How much BAB remains depends also on applicable allowances and other income.

Parents’ income

For vocational training assistance (Berufsausbildungsbeihilfe, BAB), parents’ income may reduce the amount of support. The Federal Employment Agency calculates eligibility based on countable income and individual need; the circumstances during the relevant approval period are decisive.

Spouse’s income

A spouse’s income may affect the amount of vocational training assistance if the Federal Employment Agency takes it into account in its calculation. Whether, and to what extent, income is counted depends on personal circumstances and the applicable allowances.

Asset limits

There is no general asset limit for vocational training assistance (Berufsausbildungsbeihilfe, BAB) above which trainees are automatically excluded from support. The calculation mainly considers individual need and countable income; depending on the case, parents’ or a partner’s income may also be taken into account.

Housing

People who need to live away from home for in-company or externally provided vocational training in Germany may qualify for vocational training assistance (Berufsausbildungsbeihilfe, BAB) under certain conditions. The Federal Employment Agency calculates support based on need, the trainee’s own income and, where applicable, the income of their parents or partner. Housing arrangements, distance from the parental home, age and family circumstances affect the assessment.